Native Glossary

This glossary serves as the canonical taxonomy for the Tythe Credit Standard (TCS). It defines the foundational modules, primitives, and mechanics that transform raw behavioral signals into Assetized Credit.

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Term	Definition
Tythe Protocol	The decentralized infrastructure for sovereign credit. Tythe provides the identity (TRIS), intelligence (TCT), and integration (CEW) layers required to turn raw data into actionable financial reputation.
TEC Standard	The Tythe Enhanced Credit standard. A canonical framework that defines how behavioral telemetry and institutional vouching are tokenized into an objective, machine-readable financial signal.
TRIS	Tythe Root Identity Standard (TRIS); The self-sovereign identity. Built on did:cheqd and ZK-proofs, TRIS allows users to link multiple wallets and off-chain data points to a single, privacy-preserving root ID.
TCT	Tokenized Creditworthiness (TCT); The primary credit signal. A non-transferable on-chain token representing a user's reliability score (300–850). TCT is the "Credit Intelligence" used by protocols to price risk.
MVV	Maximum Vouchsafed Value (MVV); The user’s credit limit. Metadata embedded within the TCT signal that defines the maximum dollar amount of a position that Tythe or a Voucher-issuer is willing to back.
CEW	Credit Enhancement Wrapper (CEW); The logic-layer. A smart contract proxy that intercepts financial transactions to apply TCT-based discounts, limit boosts, or risk-enforcement logic.
CEV	Credit Enhancement Vault (CEV); The capital-layer. Liquidity pools where LPs provide the "collateral top-off" for high-TCT users, allowing for maximum capital efficiency in exchange for a premium.
CAVB	Collateral Asset Volatility Benchmark (CAVB); A risk-weighting index that categorizes assets (AAA to CCC) based on realized volatility and liquidity used in credit enhanced positions.
nEvent	Negative Event (nEvent); A verifiable credit deterioration event—such as a liquidation, default, or protocol exploit—that triggers an automated response from the Tythe risk engine.
Auto-Slash	The proactive enforcement mechanism. When an nEvent is detected, the protocol bypasses the user to immediately burn TCT tokens on-chain, alerting the entire network to the user’s new risk profile.
Credit Voucher	A signed EIP-712 attestation issued by a whitelisted institution (bank, fund, protocol, or fintech). It acts as a credential for verified TRIS IDs, allowing institutions to commoditize their off-chain due diligence.
Relay Emitter	The messaging system that broadcasts credit event intelligence whenever an Auto-Slash occurs, allowing all integrated markets to react to credit deterioration in real-time.
Signature Fee	The fee paid to a Credit Voucher issuer (Bank/Fintech) whenever their due diligence is successfully used to back a loan or position.
Enhancement Fee	The fee paid by a user (or protocol) to the CEV Liquidity Providers in exchange for capital efficiency-as-a-service.
Credit Data Licensing	Allowing individuals to securely "license" their anonymized credit telemetry or ZK-verified financial data to protocols or researchers in exchange for rewards or lower rates.
Dispute Settlement	The decentralized jury component of the Tythe DAO, where high-TCT holders arbitrate contested slashes and credit reporting inaccuracies for rewards.